Last week we received a medical bill in the mail and I felt just like my grandpa buying a cinnamon roll in Corner Bakery when my jaw fell open and I shouted, "You have to be kidding me!" The previous week I had taken Elliott to a nearby hospital to have his blood drawn for a few metabolic and genetic tests. He is too little, however, to have all the blood taken that was need for the five tests, so the nurse drew 9 cc's into three little vials and sent us on our way. The lab cost for those three little tests was a whopping $2,500.
Here's the thing. We are self-employed. Although we have solid PPO insurance, we each have a sizable deductible because we can't afford a second mortgage for a premium. It's equivalent to a Hummer payment already. After Elliott's $2,500 deductible, we continue to pay 20%. In a business-as-usual situation, this isn't so bad, but this year, having just met all of Elliott's deductible and nearly half of Liam's (due to just one quick middle-of-the-night run to the ER), opening the medical bills verges on the comedic. Particularly for a family already squeezing blood from a turnip.
What bugs me is that if we didn't have insurance for Elliott, the state (from what I understand) would fully cover his medical expenses. And, if either Andrew or I took (which presupposes the finding of) a great corporate job, we would have great corporate insurance, be able to slap down our $20 co-pay and never look back. Instead, we are stuck in the middle: a self-insured, scraping-by family with a precious boy who needs tests and tubes and little plastic $2,000 shoe inserts. Yes, we are stuck.
I am not a socialist and I will be one of the first to extol the virtues of a capitalistic society, but healthcare that favors the rich, the poor and the lucky just doesn't sit well with me. I wish there were a good solution.
In the meantime, I laugh and try to look on the bright side. Lucky for me, I was born with a half-full glass and rarely have trouble finding it.
So, in the true spirit of this blog, I give you the yang: My list of things that are making me happy right now.
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The library. Some days I am honestly awed by the fact that all this book, video, music and magazine goodness is free. (Yeah, yeah, taxes, whatever.) I can check out knitting books, novels, poetry collections, new release movies, all 50 some Magic Treehouse books (Liam's favorite), annoying kid CDs that I would never want to own, magazines that I cannot bear to buy. The options are endless and the experience is completely anxiety free. It almost makes me cry.
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My sewing machine. When a day is really rough, I think of my sewing machine and all the things I can make with it - someday. And I feel better. Right now, I am in love with
this patchwork and
this flower and
this shopping bag. I plan to make them all - soon.
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Truckloads of work, and free WiFi. Every morning this week, and most of last, I have headed out to my office when it opens at 6. The independent coffeehouse in our downtown has free WiFi and they roast their own coffee beans. I call that an office. And lately I have really needed one as the work, right in step with the bills, has poured in. Keeping us grateful and sure that God must be keeping his eye on us.
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Cherry-berry compote, on everything. Last year about this time, I started making a berry/sugar thing that was basically pie filling. I like pie, but it's a lot of work, and since it's really the filling that makes me sigh,
this compote is more than delicious. Right now we are making it with sour cherries and both black and red raspberries. In the morning we warm it and serve it over waffles. At lunch we stir it into plain yogurt. After dinner, it finds its best friend, chocolate chip ice cream. Eaten with a spoon while standing in front of an open fridge is also quite delightful.
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Watching our garden grow. Other than watching your children grow, nothing compares to the wonder of seeing what a tiny seed can do. I will soon post a photo (after all, that's what proud mamas do) because our garden, full of squash blossoms and tiny bean shoots and gorgeous, leafy lettuce is a little miracle. It's poetry. It's art. It's a symbol for what really matters. And soon it will feed us.
So, my friends, in the spirit of looking at the bright side and not looking at the bills, what is making
you happy right now?